Open Enrollment

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The next Open Enrollment period will be November 1 - 15, 2026 for 2027 benefits.

2027 Open Enrollment Booklet

Sections

    External Links

    Workday

    401(k) / T. Rowe Price

    Virtual Benefits Fair

    PDFs

    Spousal Attestation Form

    About Open Enrollment

    Make Sure You’re Covered in 2027.  Enroll by November 15! 

    You must make elections to continue most benefits for 2027 even if no changes are needed, or your coverage will end after December 31, 2026. We ask every full-time employee to complete the open enrollment process to elect or waive each benefit during this Open Enrollment period, even if you wish to decline all benefits or don’t want to make any changes, to confirm you are enrolled or waived in each benefit plan as intended.

    Open Enrollment is the one time each year when you can change your benefit elections without a qualifying life event and make sure they continue to fit the needs of you and your family. Please review your options carefully and choose to enroll, re-enroll or decline coverage in any of our plans; drop or add dependents; or change plan options or coverage tiers.  

    This is your chance to consider your elections for the following plans:

    • Medical

    • Dental

    • Vision

    • Health Savings Account (HSA)

    • Dependent Care Flexible Spending Account (FSA)

    • Supplemental Life and/or Accidental Death (AD&D) for you, a spouse, or dependent children

    • Other Voluntary Benefits such as Legal Assistance Plan, Identity Theft Protection, Hospital Indemnity Insurance, Critical Illness, or Accident

    Plan Highlights for 2027

    Refer to the applicable page for each plan on this website to see details regarding any of the changes listed below.

    Attend the Virtual Benefits Fair at www.MaritzBenefitsFair.vfairs.com on October 15th from 11:00 am – 3:00 pm CDT. The Maritz benefits department will host a live webinar from 2:00 - 3:00 pm to review the medical plan options and changes for 2027. Pre-recorded videos will also be available for other benefit plans.

    Effective January 1, 2027:

    • Medical Plan

      • The biometric screening process is no longer required to earn a well credit in 2027. The well credit will automatically be included in medical plan premiums for all members.

      • Rewards for completing wellness activities through Personify Health throughout the year are changing from Confetti Points to cash rewards paid directly on your paycheck each quarter.

      • Cleveland Clinic’s second opinion program will no longer be offered through Cigna starting 1/1/27.

      • Healthy Pregnancies, Healthy Babies program rewards are changing for 2027.

      • Changes to medical plan rates.

    • Prescription Coverage

      • 90-day supplies of most maintenance drugs can be filled at CVS or Walgreens starting 1/1/27, in addition to the existing Express Scripts home delivery pharmacy program.

      • Although weight loss medications, including GLP-1 and non-GLP-1 drugs, are excluded on the Maritz medical plan, you may now be able to save money through the Express Scripts Supplemental Discount program. For details, go to the Prescriptions page of this website.

      • Express Scripts 2027 Preferred Formulary changes.

    • Health Savings Account (HSA)

      • Annual Limits increase to $4,500 for individuals or $9,000 for family (plus an additional catch-up contribution of $1,000 for those age 55+).

    • Legal Plan

      • Change to legal plan rates.

    • No changes to the following plans for 2027:

      • Dental

      • Vision

      • Dependent Care FSA

      • Life and AD&D

      • Hospital Indemnity

      • Accident

      • Critical Illness

      • Identity Theft Protection

      • Commuter

      • YouDecide Discounts

    401(k)

    Please note: The 401(k) is NOT part of this open enrollment period. 

    401(k) enrollments or changes can be made at any time during the year at https://rps.troweprice.com.  

    However, this is a good time for you to take a moment to review your current contribution levels and investment options, and make changes if needed. 

    You are eligible to contribute up to 90% of your pay pre-tax and/or Roth after-tax, up to an annual contribution limit of $24,500 for 2026.‍ ‍If you are age 50 or over, you may contribute additional catch-up contributions up to $8,000, for a combined total contribution of $32,500. If you are age 60-63, you are allowed an additional catch-up amount (above the age 50 and older amount) of $3,250, for a combined total contribution of $35,750. Contribution limits for 2027 will be announced by the IRS in late October or early November, but are projected to be $25,500, plus $8,500 additional catch-up contributions for those age 50+ for a total of $34,000, and an additional $3,250 for those age 60-63, for a total combined contribution of $37,250.

    You are also eligible to contribute up to 6% of your compensation on an after-tax basis. However, the total pre-tax, Roth, and after-tax contributions cannot exceed 90% of your compensation.