Open Enrollment

The next Open Enrollment period will be November 1 - 15, 2025 for 2026 benefits.

2026 Open Enrollment Booklet

Sections

    PDFs

    Slide Deck for October 15 Employee Benefits Meeting (recorded version will be posted week of 10/20 - 10/24)

    10/15/25 Employee Benefits Meeting Q&A
    Spousal Attestation Form

    About Open Enrollment

    Make Sure You’re Covered in 2026.  Enroll by November 15! 

    You must make elections to continue most benefits for 2026 even if no changes are needed, or your coverage will end after December 31, 2025. We ask every full-time employee to complete the open enrollment process to elect or waive each benefit during this Open Enrollment period, even if you wish to decline all benefits or don’t want to make any changes, to confirm you are enrolled or waived in each benefit plan as intended.

    Open Enrollment is the one time each year when you can change your benefit elections without a qualifying life event and make sure they continue to fit the needs of you and your family. Please review your options carefully and choose to enroll, re-enroll or decline coverage in any of our plans; drop or add dependents; or change plan options or coverage tiers.  

    This is your chance to consider your elections for the following plans:

    • Medical

    • Dental

    • Vision

    • Health Savings Account (HSA)

    • Dependent Care Flexible Spending Account (FSA)

    • Supplemental Life and/or Accidental Death (AD&D) for you, a spouse, or dependent children

    • Other Voluntary Benefits such as Legal Assistance Plan, Identity Theft Protection, Hospital Indemnity Insurance, Critical Illness, or Accident

    Plan Highlights for 2026

    Refer to the applicable page for each plan on this website to see details regarding any of the changes listed below.

    Attend the Virtual Benefits Fair at www.MaritzBenefitsFair.vfairs.com on October 29th from 11:00 am – 2:00 pm CDT.

    Effective January 1, 2026:

    • Medical Plan

      • Changes to spousal eligibility - spouse’s eligible for their own employer-sponsored medical coverage are not eligible for coverage on the Maritz medical plan

        • Does not affect eligibility for other Maritz plans such as dental, vision, life, and other supplemental benefits

      • Noom program added for employees and dependents age 18+ enrolled in the Maritz medical plan

        • Omada and Livongo programs ending 12/31/25 due to overlap in services with Noom

      • Changes to medical plan rates

    • Prescription Coverage

      • Weight loss medications, including GLP-1 and non-GLP-1 drugs, will no longer be covered on the Maritz medical plan

        • This change does not impact members using GLP-1s to manage diabetes

      • Express Scripts 2026 Preferred Formulary changes

    • Health Savings Account (HSA)

      • Annual Limits increase to $4,400 for individuals or $8,750 for family

    • Dental

      • Dental plan group numbers will be changing - new ID cards will be issued

      • Preventive services received from a Premier network dentist will be covered at 100% instead of 80%

      • Orthodontic lifetime maximum reset - all members will have access to the full lifetime maximum limit again starting 1/1/26

      • Minimal changes to dental plan rates

    • Vision

      • Minimal changes to vision plan rates

    • No changes to the following plans for 2025:

      • Dependent Care FSA

      • Life and AD&D

      • Hospital Indemnity

      • Accident

      • Critical Illness

      • Commuter

      • YouDecide Discounts

    401(k)

    Please note: The 401(k) is NOT part of this open enrollment period. 

    401(k) enrollments or changes can be made at any time during the year at https://rps.troweprice.com.  

    However, this is a good time for you to take a moment to review your current contribution levels and investment options, and make changes if needed. 

    You are eligible to contribute up to 90% of your pay pre-tax, up to an annual contribution limit of $23,500 for 2025. If you are age 50 or over, you may contribute additional catch-up contributions up to $7,500, for a combined total contribution of $31,000. If you are age 60-63, you are allowed an additional catch-up amount (above the age 50 and older amount) of $3,750, for a combined total contribution of $34,750. Contribution limits for 2026 will be announced by the IRS in late October or early November.

    You are also eligible to contribute up to 6% of your compensation on an after-tax basis. However, the total pre-tax and after-tax contributions cannot exceed 90% of your compensation.

    Coming soon - Roth 401k contributions! Additional details will be communicated in November or December.