Open Enrollment

Open Enrollment is November 1 - 15, 2023 for 2024 benefits.

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    About Open Enrollment

    Make Sure You’re Covered in 2024.  Enroll by November 15! 

    You must make elections to continue most benefits for 2024 even if no changes are needed, or your coverage will end after December 31, 2023. We ask every full-time employee to complete the open enrollment process to elect or waive each benefit during this Open Enrollment period, even if you wish to decline all benefits, to confirm you are enrolled or waived in each benefit plan as intended.

    Open Enrollment is the one time each year when you can change your benefit elections without a qualifying life event and make sure they continue to fit the needs of you and your family. Please review your options carefully and choose to enroll, re-enroll or decline coverage in any of our plans; drop or add dependents; or change plan options or coverage tiers.  

    This is your chance to consider your elections for the following plans:

    • Medical

    • Dental

    • Vision

    • Health Savings Account (HSA)

    • Dependent Care Flexible Spending Account (FSA)

    • Supplemental Life and/or Accidental Death (AD&D) for you, a spouse, or dependent children

    • Other Voluntary Benefits such as Legal Assistance Plan, Identity Theft Protection, Hospital Indemnity Insurance, Critical Illness, or Accident

    Plan Highlights for 2024

    Refer to the applicable page for each plan on this website to see details regarding any of the changes listed below and to view pre-recorded overview videos.

    Attend the Virtual Benefits Fair at www.MaritzBenefitsFair.vfairs.com on October 25th from 11:00 am – 2:00 pm CDT.

    Effective January 1, 2024:

    • Medical Plan

      • Changes to medical plan rates

      • Women’s pelvic health therapy programs added to Hinge Health

    • Prescription Coverage

      • Express Scripts 2024 Preferred Formulary changes

      • Gene Therapy Drugs no longer covered through Express Scripts (must be received and processed through Cigna to be covered)

    • Health Savings Account (HSA)

      • Annual Limits increase to $4,150 for individuals or $8,300 for family

    • Life Insurance

      • One-time offer of guaranteed employee supplemental life insurance with no health questions asked for those not enrolled or currently enrolled with less than 3x basic annual earnings or $250,000.

    • Legal Plan

      • Rates reduced from $11 to $10.95 semi-monthly

      • Enhanced coverage - additional types of legal services added to coverage

    • Identity Theft Protection

      • Enhanced Coverage - Cyber Protection added to coverage

    • No changes to the following plans for 2024:

      • Vision

      • Dependent Care FSA

      • AD&D

      • Hospital Indemnity

      • Accident

      • Critical Illness

      • Commuter

      • YouDecide Discounts

    401(k)

    Please note: The 401(k) is NOT part of this open enrollment period. 

    401(k) enrollments or changes can be made at any time during the year at https://rps.troweprice.com.  

    However, this is a good time for you to take a moment to review your current contribution levels and investment options, and make changes if needed. 

    You are eligible to contribute up to 90% of your pay pre-tax, up to an annual contribution limit of $22,500 for 2023. This limit is projected to increase to $23,000 for 2024, but will be officially announced by the IRS late October or early November. If you are age 50 or over, you may contribute additional catch-up contributions up to $7,500.