Medical
Benefits Enrollment & Changes
You may enroll in benefits during your first 31 days of full-time employment. However, once elections have been submitted, you are unable to make changes even if you are still within your 31-day enrollment window. You may also make changes to current coverage within 31 days of the date you experience a qualified change in status or change coverage during the annual open enrollment period. Open Enrollment is typically held November 1 – 15 each year, and elections made during this period become effective January 1 of the next calendar year.
Sections
Provider Contact
Cigna
1.800.244.6224
PDFs
Cigna Summary Plan Description (SPD) - 2025 - $2300/$4600 Deductible Plan
Cigna Summary Plan Description (SPD) - 2025 - $4000/$8000 Deductible Plan
Summary of Benefits and Coverage (SBC) - 2025 - $2300/$4600 Deductible Plan
Summary of Benefits and Coverage (SBC) - 2025 - $4000/$8000 Deductible Plan
Medical / Cigna
Changes for 2026:
Starting 1/1/26, spouses eligible for medical coverage through their own employer are not eligible for coverage on the Maritz medical plan. Click HERE for details.
Starting 1/1/26, weight loss medications will no longer be covered - Click HERE for details.
Addition of Noom program for those enrolled in the Maritz medical plan starting 1/1/26
Omada and Livongo programs are ending 12/31/25
Change in current medical plan rates
Maritz offers two medical plans for you to choose from. Both medical plans are Consumer Driven Health Plans (CDHP), with a Health Savings Account (HSA) utilizing the Cigna Open Access Plus Network. With these plans, you can utilize the service of almost any provider. However, benefits are greater when you use in-network (Open Access Plus) providers, hospitals, and facilities.
The choice is yours:
If you prefer to have a plan with lower deductibles and out-of-pocket maximums and pay more through your payroll contributions, then you may prefer the Cigna $2300/$4600 Deductible Plan.
If you typically have low utilization of medical and prescription expenses or use the plan primarily for preventive services which are paid at 100% by the plan when using in-network providers, you may prefer the Cigna $4000/$8000 Deductible Plan in which you pay less in employee contributions out of your paycheck and are willing to pay more at time of service through higher deductibles and out-of-pocket maximums than the other plan provides. If you choose this option, you may want to consider contributing more to your HSA to pay for your out-of-pocket expenses with pre-tax dollars or supplement your medical coverage by enrolling in one of the Voya voluntary plans (Accident, Critical Illness, or Hospital plans), which are very affordable. For additional details refer to the Accident, Critical Illness, & Hospital Plans page under the Health tab on this website.
Keep in mind you also have the Paytient debit card available to you when you incur medical out-of-pocket expenses and can pay for them over time with the convenience of payroll deductions. Additional information about Paytient can be found under the Income Protection tab of this website. Also remember to use the Healthcare Bluebook (formerly Healthcare Bluebook) cost comparison tool to receive care at the lowest-cost facilities when possible, which helps you lower your out-of-pocket costs.
Plan Rates, Limits, and Maritz HSA Contributions
True Family Deductible means the full family deductible must be met before any family member’s claims are paid by the plan.
Embedded Deductible means one family member only needs to meet the individual deductible before the plan begins to pay on their claims. They do not have to satisfy the full family deductible first. The rest of the family members’ claims continue to apply to the remaining family deductible.
Embedded Out-of-Pocket Maximum means one family member only needs to meet the individual out-of-pocket maximum before the plan begins to pay 100% on their claims, while the rest of the family members’ claims continue to apply to the remaining family out-of-pocket maximum before their claims begin to be paid at 100% the remainder of the calendar year.
A Plan Comparison Guide can be found in the PDFs section of this page which is near the top in the left-hand column.
The calendar year deductible applies to all covered expenses unless otherwise indicated. The annual out-of-pocket limit includes the calendar year deductible and coinsurance paid by the employee.
Continue to use the cost comparison tools available to you in an effort to fight the increasing cost of health care (see Healthcare Bluebook page of this website for more information).
Not yet enrolled in a Cigna plan, but have questions? Call the Cigna pre-enrollment line at 888.806.5042.
Well Credit
Employees hired on or before November 15: By participating in a biometric screening, you can earn up to a $600 Well Credit each year. Your spouse can also earn up to a $600 Well Credit if they’re enrolled in the Maritz medical plan. Screenings must be completed between January 1st and December 15th. Additional information can be found on the Wellness Page.
Hire date, status change, or life event after November 15: You and your spouse (if enrolled in the medical plan) will automatically receive the full Well Credit for the remainder of the current calendar year and for the following calendar year.
Please note that the well credit and the total premium will be listed as separate line items on your paycheck. The well credit will be listed in the earnings portion of your paycheck, and the premium will be listed in the deductions section of the paycheck.
Plan Summary
|
Description of Service |
Plan Pays In-Network (after the annual deductible is satisfied) |
Plan Pays Out-of-Network (after the annual deductible is satisfied) |
|
Routine Preventive Care |
100% (deductible is waived for preventive care) |
Not Covered |
|
Physician Care Office visit, surgery, diagnostic x-ray or lab, inpatient visit by physician, or nervous/mental/chemical dependency |
80% |
60% |
|
Physical Therapy |
80% up to 60 days per calendar year |
60% up to 60 days per calendar year |
|
Chiropractic Care |
80% up to 30 days per calendar year |
60% up to 30 days per calendar year |
|
Hospital Inpatient, outpatient, emergency room, urgent care, nervous or mental/chemical dependency, hospice |
80% |
60% |
|
Skilled Nursing Facility |
80% up to 120 days per calendar year |
60% up to 120 days per calendar year |
|
Home Health Care |
80% up to 100 days per calendar year |
60% up to 100 days per calendar year |
|
Hearing Aids |
80% up to $1,000 per calendar year |
60% up to $1,000 per calendar year |
|
Prosthetic Devices, Appliances, Durable Medical Equipment (initial purchase or rental) |
80% |
60% |
Noom
New for 2026 is Noom, a comprehensive lifestyle program available to all medical plan participants (18 or older) at no additional cost.
Includes:
Full spectrum of cardiometabolic programs (diabetes, pre-diabetes, etc.)
Personalized weight management support
Access to weight loss medications for those who qualify through Noom’s self-pay program.
Behavioral coaching and clinical care to help reduce long-term health risks and promote sustainable outcomes.
Access to 1000+ fitness videos, meditations, recipes, and more!
Additional details will be provided by January 1, 2026.
Omada and Livongo Programs Ending 12/31/25
The Omada and Livongo programs are ending ending 12/31/25 due to overlap with Noom’s offerings. The transition to Noom consolidates health services for a streamlined user experience. Current Omada members can continue to use the scale received from Omada, and current Livongo members can continue to use their blood pressure or glucose monitors, but they will no longer sync to the app after December 31. Livongo for Diabetes members can request testing supplies through January 31. Starting January 1, 2026, testing supplies are covered at 100% through the Express Scripts pharmacy benefit.
Hinge Health At-Home Physical Therapy
Cigna health plan members, including enrolled spouses and dependent children at least 18 years old, will have access to Hinge Health, a 12-week coach-led digital at-home exercise and physical therapy program for chronic back and joint pain, and women’s pelvic health. Members interested in the program should go to hingehealth.com/maritz or call 855.902.2777 and complete the online screening process to see if you qualify. Once approved for the program, you will be provided with a free tablet and wearables, unlimited health coaching and personalized exercise therapy. You will also receive help with weight loss and low mood, which contribute to chronic pain.
Preventive, acute, and chronic pain therapy programs are available, as well as therapy following surgery.
There is no cost to the member for this program.
Other Cigna Programs & Resources
Click HERE for information about these other Cigna programs and Resources:
Cigna Employee Assistance Program (EAP)
Cleveland Clinic Second Opinion Program
Prior Authorization Tracker
Healthy Pregnancies, Healthy Babies
In-Network Pharmacies for Vaccines
Additional Cigna Virtual Care Options
Case Management and Health Coaching
Digital ID Card FAQ
Preventive Health Care
Identity Force
Know Before You Go
Enhanced Member Experience