Medical
Benefits Enrollment & Changes
You may enroll in benefits during your first 31 days of full-time employment. However, once elections have been submitted, you are unable to make changes even if you are still within your 31-day enrollment window. You may also make changes to current coverage within 31 days of the date you experience a qualified change in status or change coverage during the annual open enrollment period. Open Enrollment is typically held November 1 – 15 each year, and elections made during this period become effective January 1 of the next calendar year.
Sections
Provider Contact
Cigna
1.800.244.6224
External Links
MyCigna.com
PDFs
Cigna Summary Plan Description (SPD) - 2026 - $2300/$4600 Deductible Plan
Cigna Summary Plan Description (SPD) - 2026- $4000/$8000 Deductible Plan
Summary of Benefits and Coverage (SBC) - 2026 - $2300/$4600 Deductible Plan
Summary of Benefits and Coverage (SBC) - 2026 - $4000/$8000 Deductible Plan
Medical / Cigna
Changes for 2027:
Biometric Screening requirement removed - Instead of completing a specific screening to qualify for an incentive (Well Credit), we encourage you to work with your health care provider on the preventive care and screenings that best support your individual health needs.
Well Credit automatically included - The Well Credit will now be automatically included in your medical plan premiums starting January 2027. All Employees and spouses enrolled in the medical plan will receive this benefit without taking any action. Beginning in January, the credit will no longer appear as a separate line item on your paycheck. Instead, it will be reflected directly in your medical premium deduction.
Changes to medical plan rates
Starting 1/1/27, the current wellness incentive of up to 300 Confetti Points will transition to a new cash-based opportunity. See Wellness page for details.
Cleveland Clinic Second Opinion program being discontinued for 2027
Healthy Pregnancies, Health Babies program reward changes. See Other Cigna Resources page for details.
Spouses eligible for medical coverage through their own employer are not eligible for coverage on the Maritz medical plan.
Maritz offers two medical plans for you to choose from. Both medical plans are Consumer Driven Health Plans (CDHP), with a Health Savings Account (HSA) utilizing the Cigna Open Access Plus Network. With these plans, you can utilize the service of almost any provider. However, benefits are greater when you use in-network (Open Access Plus) providers, hospitals, and facilities.
The choice is yours:
If you prefer to have a plan with lower deductibles and out-of-pocket maximums and pay more through your payroll contributions, then you may prefer the Cigna $2300/$4600 Deductible Plan.
If you typically have low utilization of medical and prescription expenses or use the plan primarily for preventive services which are paid at 100% by the plan when using in-network providers, you may prefer the Cigna $4000/$8000 Deductible Plan in which you pay less in employee contributions out of your paycheck and are willing to pay more at time of service through higher deductibles and out-of-pocket maximums than the other plan provides. If you choose this option, you may want to consider contributing more to your HSA to pay for your out-of-pocket expenses with pre-tax dollars or supplement your medical coverage by enrolling in one of the Voya voluntary plans (Accident, Critical Illness, or Hospital plans), which are very affordable. For additional details refer to the Accident, Critical Illness, & Hospital Plans page under the Health tab on this website.
Keep in mind you also have the Paytient debit card available to you when you incur medical out-of-pocket expenses and can pay for them over time with the convenience of payroll deductions. Additional information about Paytient can be found under the Income Protection tab of this website. Also remember to use the Valenz Bluebook (formerly Healthcare Bluebook) cost comparison tool to receive care at the lowest-cost facilities when possible, which helps you lower your out-of-pocket costs.
2027 Plan Rates, Limits, and Maritz HSA Contributions
Note: The rates above for 2027 were determined by starting with the 2026 rates in the Employee Premium column in the 2026 Plan Rates, Limits, and Maritz HSA Contributions chart below, adding the increase in rates for 2027, and then deducting the well credit amount (which all medical plan members now receive). The breakdown of those calculations are shown in the chart below for each plan and coverage tier:
2026 Plan Rates, Limits, and Maritz HSA Contributions
True Family Deductible means the full family deductible must be met before any family member’s claims are paid by the plan.
Embedded Deductible means one family member only needs to meet the individual deductible before the plan begins to pay on their claims. They do not have to satisfy the full family deductible first. The rest of the family members’ claims continue to apply to the remaining family deductible.
Embedded Out-of-Pocket Maximum means one family member only needs to meet the individual out-of-pocket maximum before the plan begins to pay 100% on their claims, while the rest of the family members’ claims continue to apply to the remaining family out-of-pocket maximum before their claims begin to be paid at 100% the remainder of the calendar year.
A Plan Comparison Guide can be found in the PDFs section of this page which is near the top in the left-hand column.
The calendar year deductible applies to all covered expenses unless otherwise indicated. The annual out-of-pocket limit includes the calendar year deductible and coinsurance paid by the employee.
Continue to use the cost comparison tools available to you in an effort to fight the increasing cost of health care (see Valenz Bluebook page of this website for more information).
Not yet enrolled in a Cigna plan, but have questions? Call the Cigna pre-enrollment line at 888.806.5042.
Plan Summary
|
Description of Service |
Plan Pays In-Network (after the annual deductible is satisfied) |
Plan Pays Out-of-Network (after the annual deductible is satisfied) |
|
Routine Preventive Care |
100% (deductible is waived for preventive care) |
Not Covered |
|
Physician Care Office visit, surgery, diagnostic x-ray or lab, inpatient visit by physician, or nervous/mental/chemical dependency |
80% |
60% |
|
Physical Therapy |
80% up to 60 days per calendar year |
60% up to 60 days per calendar year |
|
Chiropractic Care |
80% up to 30 days per calendar year |
60% up to 30 days per calendar year |
|
Hospital Inpatient, outpatient, emergency room, urgent care, nervous or mental/chemical dependency, hospice |
80% |
60% |
|
Skilled Nursing Facility |
80% up to 120 days per calendar year |
60% up to 120 days per calendar year |
|
Home Health Care |
80% up to 100 days per calendar year |
60% up to 100 days per calendar year |
|
Hearing Aids |
80% up to $1,000 per calendar year |
60% up to $1,000 per calendar year |
|
Prosthetic Devices, Appliances, Durable Medical Equipment (initial purchase or rental) |
80% |
60% |
Noom
Noom is a comprehensive lifestyle program available to all medical plan participants at no additional cost. This includes spouses and dependents 18 years and older! Through its award-winning behavior change programs, Noom helps you change your habits for good, whether you’re looking to lose weight, lower your A1c, or maintain a healthy lifestyle. And it works - really. Noom's powerful combination of psychology, 1:1 coaching, and smart technology has proven to help millions lose weight, decrease anxious thoughts and feelings, and boost their physical activity.
Noom supports you based on your individual needs and will place you in the behavior change program that is right for you:
Noom Weight is Noom’s flagship program that uses psychology and behavior change to help users build healthy habits and lose weight for the long run.
Noom Diabetes Prevention Program (DPP) is the first virtual CDC-recognized digital diabetes prevention lifestyle change program, tailored to those at-risk for diabetes. Noom DPP holds the highest level of CDC recognition–meaning it’s proven to be an engaging and effective lifestyle change program.
Noom Diabetes is for those living with type 2 diabetes, designed with tools and insights to keep your blood glucose in check and lower your A1c.
Plus! Those who clinically qualify can access Noom's GLP-1Rx Program, including anti-obesity medications like GLP-1s, at an exclusive discount through Noom's self-pay program.
Across all programs, you will:
Learn the “why” behind your food choices and build lasting healthy habits with award-winning, psychology-based lessons.
Forecast your glucose response before you eat with the Glucose Forecasting feature. Get a 3-hour prediction of how your blood sugar may change after eating and explore food swaps to make an informed choice.
Get personal 1:1 support from human coaches who offer guidance and encouragement tailored to your health goals.
See your progress through innovative tools that take just a few minutes to use,such as AI food logging with the snap of a photo and body scan technology.
Lower stress and boost your energy with 1,000+ fitness videos, meditations, recipes, and more.
Join Noom at Go.Noom.com/Maritz. Dependents wanting to join Noom must first create a Personify Health account. Their Employee ID will be the Employee ID + D + 1/2/3. The number is based on birth order. For example- your second oldest dependent on the medical plan would have an employee ID of 123456D2. Check out more FAQs here
Hinge Health At-Home Physical Therapy
Cigna health plan members, including enrolled spouses and dependent children at least 18 years old, will have access to Hinge Health, a 12-week coach-led digital at-home exercise and physical therapy program for chronic back and joint pain, women’s pelvic health, and migraine care. Members interested in the program should go to hingehealth.com/maritz or call 855.902.2777 and complete the online screening process to see if you qualify. Once approved for the program, you will be provided with a free tablet and wearables, unlimited health coaching and personalized exercise therapy. You will also receive help with weight loss and low mood, which contribute to chronic pain.
Preventive, acute, and chronic pain therapy programs are also available, as well as therapy following surgery.
There is no cost to the member for this program.
Other Cigna Programs & Resources
Click HERE for information about these other Cigna programs and Resources:
Cigna Employee Assistance Program (EAP)
Prior Authorization Tracker
Healthy Pregnancies, Healthy Babies
In-Network Pharmacies for Vaccines
Additional Cigna Virtual Care Options
Case Management and Health Coaching
Digital ID Card FAQ
Preventive Health Care
Identity Force
Know Before You Go
Enhanced Member Experience