Maritz Medical Plan - Cigna
This medical plan is a Consumer Driven Health Plan (CDHP), with a Health Savings Account (HSA) utilizing the Cigna Open Access Plus Network. With this plan, you can utilize the service of almost any provider. However, benefits are greater when you use in-network (Open Access Plus) providers, hospitals and facilities.
We have enjoyed the past four consecutive years with no increase in medical plan rates. Unfortunately due to higher than normal claim costs in 2018, we must increase rates for 2019. Our employees are doing all the right things by getting preventive screenings and exams, using in-network providers, and using cost comparison tools to try to find less expensive providers and prescriptions to reduce plan costs where possible. Most of the high claims we experienced for 2018 were for serious conditions that could not be prevented. We encourage you to continue being a good consumer of healthcare in 2019 to allow us to continue offering medical coverage at the lowest rates possible to all employees.
2019 Medical Plan Rates
Please note that the well credit, tobacco surcharge, and the total premium will be listed as separate line items on your paycheck. The well credit will be listed in the earnings portion of your paycheck, and the premium and tobacco surcharge will be listed in the deductions section of the paycheck. Employees and spouses who do not complete the biometric screening (and are not exempt from the screening process) will also have to pay a $600 tobacco surcharge ($25 per paycheck). This applies even if you are not a tobacco or nicotine user. Read below for additional information.
Employees hired on or before August 31, 2018: To be eligible for the $600 Annual Well Credit ($25 per paycheck each, employee + spouse enrolled) in 2018, the biometric screening/health evaluation process must be completed in October 2018. At the second year and beyond, participants must also meet the goal established by Interactive Health. Employees hired after August 31, 2018 or who become benefit eligible after August 31, 2018, and enroll in the Maritz medical plan, will automatically receive a $25 Well Credit added to each paycheck through December 31, 2019. The biometric screening/health evaluation process will be waived during this period.
Maritz encourages all employees and family members to live a tobacco-free life. According to the American Cancer Society, tobacco use remains the single largest preventable cause of disease and premature death in the U.S. You and/or your spouse will be assessed a $25 per paycheck ($600 annually each) tobacco surcharge if any of the following occur:
You or your spouse self-identify as a tobacco or nicotine user during the health assessment process
You or your spouse participates in the health screening process and tests positive for nicotine usage
You or your spouse do not complete the screening process which allows Maritz to test for nicotine usage
Employees and spouses who complete the biometric health screening process are eligible to complete the Tobacco Free for Life Program by March 31, 2019 to have this surcharge waived.
You may enroll or make changes to current medical coverage within 31 days after your full-time hire date or the date you experience a qualified change in status, or during the annual open enrollment period. Refer to the How to enroll or Waive Coverage in Workday instructions under the Home page of this website. To enroll for 2019, make an election in Workday through the open enrollment link along with your elections for all other benefit plans.
2019 Medical Plan Limits
2019 Medical Plan Summary
New Omada Digital Lifestyle Change Program for 2019 - FREE to those who qualify
We are excited to announce that starting 1/1/19, Maritz is now offering Omada®, a digital lifestyle change program that can help you lose weight, feel fantastic, and develop long-term healthy habits.
An interactive program to guide your journey
A wireless smart scale to monitor your progress
Weekly online lessons to empower you
A professional Omada health coach to keep you on track
Small online group of participants to keep you engaged
More great news: You’ll receive the program at no additional cost if you or your adult family members (18 or older) are enrolled in the Maritz medical plan offered through Cigna, are at risk for diabetes, and are accepted into the program.
The Omada program qualifies as Preventive Care for HSA plans, allowing Maritz to provide you with first-dollar coverage for those who elect to participate in the program. This means you don’t have to meet your annual deductible first before receiving this benefit.
Take Omada’s 1-minute health screener to see if you’re eligible: Maritz Omada Program Website